Solutions for Professional Pilots

Financial Planning

When you meet with your financial advisor have you ever wondered if their recommendations are really in your best interest? Or were you reluctant to meet with your financial advisor because you didn’t want to be “sold” another product? We help with that by getting to know you through conversation and analysis of your current situation. We call this our client-centered process. We then make recommendations of options appropriate to your specific situation. You are the center of the process. The mutual conversation about positives and negatives of those solutions empowers you to make wise decisions regarding your financial path. We then guide you to implement your decisions and continue to monitor your plan. As circumstances change, we work with you to adjust accordingly. You never have to “go” it alone.

Disability and Extended Care Needs

You know the nagging thought in the back of your mind regarding a medical check-up gone wrong. We work with you to create a plan to minimize the impact in the rare case it does. As pilots we have the uncomfortable thought, but you can draw comfort knowing you have a plan in place to minimize the impact. We accomplish this by analyzing the resources you have through your employer, investment strategies, and insurance products. We then recommend solutions to help create the necessary balance in a portfolio to ensure stability and protection of assets.

Wealth Management

Our client-centered approach helps us design and implement a variety of accumulation and retirement income plans, investment programs ranging from separately managed portfolios of stocks and bonds to mutual funds, access to third-party wealth management programs, and offering insurance products when appropriate. Our consistent process helps ensure management of investment assets according to your goals, risk tolerances and time horizon. We then monitor your plan on a continual basis, and adjust and evolve as your needs change.

401(k) and IRA Rollovers

When you leave a job or retire, you have a decision to make regarding your 401(k) money. While leaving those assets in the former employer's plan is an option, a rollover can be a consideration. Working with your tax advisor, we can help you determine the right course of action for you. This may include: leaving the funds in your existing plan, if permitted, or rolling them into your new employer's plan, if one is available and rollovers are permitted. Each choice offers advantages and disadvantages, depending on your specific needs and retirement plan, such as the desired investment options and services, applicable fees, expenses, and withdrawal options, as well as required minimum distributions and tax treatment of applicable options.

Asset Protection

There are numerous financial strategies and retirement income plans that can help you accumulate assets for the future, shield your business and personal assets from liabilities, and safeguard asset transfer to children and grandchildren. We can help you figure out what the right course of action is for your specific situation and objectives utilizing our client-centered process.

Estate Planning

A well-engineered estate conservation plan can minimize tax liability and ensure that loved ones are protected. We will work with you and your other advisors to assess the impact of state and federal taxes on your estate and suggest strategies to help minimize those taxes while meeting your personal philosophies and family needs.

Charitable Planning

Charitable planning allows you to support the organizations and causes that matter to you, while often providing immediate income streams and reducing your tax burden. Numerous charitable giving strategies exist, and we can help you design and execute a charitable giving strategy that is in alignment with your personal and philanthropic goals. Please seek tax advice from your own tax advisors.